For example, for all households 35-44, the median net worth is ~$60,000. If you are a college-educated 35-44 with $100,000 you might feel a sense of entitlement at how good you are at managing your finances given you are so far above the median.

This is until you realize that the median college-educated 35-44 year old household has a net worth of $180,000.

Now, there is nothing wrong with being above or below the median, but, if you want to know if you are keeping up with the Joneses, make sure you have the right Joneses.